Don’t Forget to Provide an SBC This Open Enrollment

Dec 10, 2018 | By: Ganim Financial | Posted In: Benefits & HR

Group health plans and health insurance issuers are required to provide an SBC to applicants and enrollees each year at open enrollment or renewal time. Federal agencies have provided a template for the SBC, which health plans and issuers are required to use.

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IRS Issues ACA Letters to Noncompliant Employers

Dec 10, 2018 | By: Ganim Financial | Posted In: Benefits & HR

The IRS has been sending Letter 5699 to employers that have not complied with their ACA reporting requirements for 2015.

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Need to Do More About Your Financial Wellness? Start With These Six Tips

Dec 05, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Health & Wellness

Financial wellness is developing a financial plan that will create the best possible outcomes for yourself and your family. Here are a few tips to get you started.

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Dedicated to Our Community

Nov 27, 2018 | By: Ganim Financial | Posted In: Uncategorized

Since 2010, the Ganim Ultimate Gift Fund has helped more than 200 local individuals move toward a more stable future.

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Health Care Costs Still Rising, According to Annual Survey

Nov 19, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Health & Wellness

Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends such as annual deductibles, plan enrollment, and health and wellness programs. The 2018 edition of this survey has been released, and it discusses a lot, including how health care costs continue to rise.

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Investments 2017 and Beyond: A Look Back & Ahead

Nov 15, 2018 | By: Ganim Financial | Posted In: Investments

A core tenet of our investment philosophy comes from the economist Hyman Minsky, who stated “stability begets instability.” In economic terms, as the good times roll, more credit is extended at easier terms and to more suspect borrowers until too much credit is extended and the debt cannot be repaid.

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It’s Flu Season, Don’t Leave Your Office Unprotected

Nov 13, 2018 | By: Ganim Financial | Posted In: Health & Wellness

Each year, seasonal influenza has a marked impact on employers. The seasonal flu can cause increased absenteeism, decreased productivity, and higher health care costs. As an employer, you are well-positioned to help keep your employees healthy and minimize the flu’s impact on your business.

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Luck, Unconscious Planning & Other Concepts You Need to Let Go Of…

Nov 09, 2018 | By: Ganim Financial | Posted In: Business Succession

I’m sure you can think of specific moments where luck was on your side, where serendipity has helped move your business in the right direction, but I’m sure you wouldn’t contribute all of your success to it. So, it makes sense that you wouldn’t leave the future of your business up to luck either, right? Wrong.

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It’s Time to Get Smart About Employee Benefits

Nov 07, 2018 | By: Ganim Financial | Posted In: Benefits & HR

In spite of a rapidly changing healthcare environment, employers remain the reliable link to health benefits for most Americans. Here are a few options that may help as you look for new and better ways to retain and attract valued employees.

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Our 2017-2018 Annual Report Is Here!

Oct 29, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Donation Stories,Health & Wellness,Investments

We are proud to share our Annual Report for 2017-2018. This year’s theme is “Growing,” as we highlight our commitment to always pursue improvement.

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