Group health plans and health insurance issuers are required to provide an SBC to applicants and enrollees each year at open enrollment or renewal time. Federal agencies have provided a template for the SBC, which health plans and issuers are required to use.

The IRS has been sending Letter 5699 to employers that have not complied with their ACA reporting requirements for 2015.

Financial wellness is developing a financial plan that will create the best possible outcomes for yourself and your family. Here are a few tips to get you started.

Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends such as annual deductibles, plan enrollment, and health and wellness programs. The 2018 edition of this survey has been released, and it discusses a lot, including how health care costs continue to rise.

In spite of a rapidly changing healthcare environment, employers remain the reliable link to health benefits for most Americans. Here are a few options that may help as you look for new and better ways to retain and attract valued employees.

We are proud to share our Annual Report for 2017-2018. This year’s theme is “Growing,” as we highlight our commitment to always pursue improvement.

For this issue of HR Benefits, we are looking at ways to protect your online identity for Cyber Security Month. In it, we share how cyber attacks can . . . .

If the traditional health insurance plan your business offers is falling short, be it in coverage, cost savings, or access to quality care, it’s time . . . .

Stay up-to-date on HR & Benefit news by subscribing to our Weekly Recap! Here is a highlight for this week: Short-Term Health Insurance Soon Available . . . .

The Affordable Care Act’s medical loss ratio (MLR) rules require group health insurance issuers to provide rebates if their MLR—the amount of health insurance premiums spent on health care and activities to improve healthcare quality—falls short of the applicable standard during a reporting year. Each year’s rebates must be issued to plan sponsors by September 30 of the following year. As a result, plan sponsors should be looking for these rebates to arrive in the coming weeks.