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Don’t Forget to Provide an SBC This Open Enrollment

Dec 10, 2018 | By: Ganim Financial | Posted In: Benefits & HR

Group health plans and health insurance issuers are required to provide an SBC to applicants and enrollees each year at open enrollment or renewal time. Federal agencies have provided a template for the SBC, which health plans and issuers are required to use.

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IRS Issues ACA Letters to Noncompliant Employers

Dec 10, 2018 | By: Ganim Financial | Posted In: Benefits & HR

The IRS has been sending Letter 5699 to employers that have not complied with their ACA reporting requirements for 2015.

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Need to Do More About Your Financial Wellness? Start With These Six Tips

Dec 05, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Health & Wellness

Financial wellness is developing a financial plan that will create the best possible outcomes for yourself and your family. Here are a few tips to get you started.

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Health Care Costs Still Rising, According to Annual Survey

Nov 19, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Health & Wellness

Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends such as annual deductibles, plan enrollment, and health and wellness programs. The 2018 edition of this survey has been released, and it discusses a lot, including how health care costs continue to rise.

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It’s Time to Get Smart About Employee Benefits

Nov 07, 2018 | By: Ganim Financial | Posted In: Benefits & HR

In spite of a rapidly changing healthcare environment, employers remain the reliable link to health benefits for most Americans. Here are a few options that may help as you look for new and better ways to retain and attract valued employees.

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Our 2017-2018 Annual Report Is Here!

Oct 29, 2018 | By: Ganim Financial | Posted In: Benefits & HR,Donation Stories,Health & Wellness,Investments

We are proud to share our Annual Report for 2017-2018. This year’s theme is “Growing,” as we highlight our commitment to always pursue improvement.

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October is Cyber Security Awareness Month, Make Sure You’re Protected

Oct 10, 2018 | By: Ganim Financial | Posted In: Benefits & HR

For this issue of HR Benefits, we are looking at ways to protect your online identity for Cyber Security Month. In it, we share how cyber attacks can . . . .

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Time for a Change: Employee Benefits Strategies

Sep 17, 2018 | By: Ganim Financial | Posted In: Benefits & HR

If the traditional health insurance plan your business offers is falling short, be it in coverage, cost savings, or access to quality care, it’s time . . . .

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HR and Benefits Weekly Recap: Week of August 10th

Aug 20, 2018 | By: Ganim Financial | Posted In: Benefits & HR

Stay up-to-date on HR & Benefit news by subscribing to our Weekly Recap! Here is a highlight for this week: Short-Term Health Insurance Soon Available . . . .

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Overview of Employer Responsibilities for Handling Rebates

Aug 01, 2018 | By: Ganim Financial | Posted In: Benefits & HR

The Affordable Care Act’s medical loss ratio (MLR) rules require group health insurance issuers to provide rebates if their MLR—the amount of health insurance premiums spent on health care and activities to improve healthcare quality—falls short of the applicable standard during a reporting year. Each year’s rebates must be issued to plan sponsors by September 30 of the following year. As a result, plan sponsors should be looking for these rebates to arrive in the coming weeks.

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