At the end of the day, fiduciaries will be judged on how successful they were in empowering their employees to retire in a meaningful manner.
4% of Americans have saved enough for retirement.1
36% of Americans have Social Security as their only source of retirement income.2
88% are NOT confident about their financial future.3
Focused On Your Fiduciary Obligations
Does your current advisor serve as a 3(21) or a 3(38) fiduciary?
Is your investment analyst independent from your providers?
Have you examined and made decisions about revenue sharing?
Do you have a current fee service agreement from your advisor?
Have you formalized your selection for asset allocation glide paths?
What percentage of your plan participants are on track to financially retire?
Focused On Your Employees' Financial Wellness
Do you have a formalized education plan?
Do your employees receive one-on-one retirement gap analysis?
Are your group workshops relevant to your employees’ financial fitness?
Do your employees have access to a Retirement Income Planning Specialist?
Focused On Your Fiduciary Fitness
Fiduciary Fitness — How fit are you?
Meeting your fiduciary responsibilities can be a complex process. We help control risk by developing a formal investment policy statement and establishing clear criteria for selecting and monitoring investment managers.
Plan Design Review
Is your plan design meeting your objectives? We provide you with a comprehensive evaluation of your company’s retirement plan objectives and concerns and an analysis of other plan solutions.
Independent Investment Analysis
Our proprietary ScorecardSM System provides a proven process to monitor and evaluate fund managers and investment strategies.
Vendor Benchmarking Due Diligence Analysis
We’ll sit on your side of the negotiating table to walk you through the RFP process, manage the flow of information, analyze and review proposals, and guide you in making an informed and knowledgeable decision.
Participant Education and Communication
We provide your plan participants with the hands-on educational information and tools they need to make the right decisions for their future: retirement coaching, gap analysis, and personal financial planning.
We provide hands-on solutions and support to actively manage your plan and engage your employees with their retirement planning. Our fiduciary due diligence process helps ensure you are meeting all of your fiduciary obligations and performing to your goals.
Get Answers Today
A Ganim Financial 401k Retirement Plan Specialist can help you meet and improve your Fiduciary Fitness.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through GFS Wealth Management Advisors, Inc. (GFS). Kestra IS is not affiliated with GFS or Ganim Financial. Ganim Financial, GFS and Kestra IS, do not offer tax or legal advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.
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