In spite of drastic changes in the structure of our country’s healthcare with the Affordable Care Act, employers remain the reliable link to health services as well as foot the bill for most Americans. The burden on business owners is heavier than ever.
Managing healthcare compliance, burgeoning costs, employee education, administrative capabilities, and non-health benefit trends top the list of business owner concerns. Attempting to resolve these complex concerns with a series of patches is seldom useful. Our approach focuses first on employee benefits as part of your human capital strategy and then on broader corporate goals.
Are health benefits just a competitive necessity or a social responsibility of business owners?
Do you see a relationship between employee health and performance and profitability?
Have you set company policies and provided resources that promote healthy lifestyles?
How concerned are you that your benefits are too costly for your business and your employees?
Would it help to compare your benefits cost to what other companies like yours are doing?
Would you consider more creative, alternative options to your benefits structure?
Has staying current and in compliance become too much for you to manage?
When you receive information about your claims activity, how do you use the information?
Would you like a simpler way to manage insurance company bills and monthly premiums?
Would you like to find a way to more clearly explain and communicate benefits to your employees?
Do your employees know where to go when they have a claims question or issue?
Would easier ways to answer employee questions about benefits and Health Care Reform help you?
Does your benefits strategy support the strategic objectives of the business?
Is your benefits program playing a key role in attracting and retaining optimal talent?
Would having a knowledgeable, experienced consultant leading the process be beneficial?
Get Answers Today
Our leading-edge thinking, best-of-breed products, advanced benchmarking and analysis tools, and comprehensive decision and implementation support services can help you meet the needs of your continually evolving workforce. Contact your Ganim Benefits Specialist today.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through GFS Wealth Management Advisors, Inc. (GFS). Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions. Agents are associated with Ganim Insurance Consultants, Inc. (GIC). Kestra IS is not affiliated with Ganim Financial, GFS or GIC. Ganim Financial, GFS, GIC, and Kestra IS do not offer tax or legal advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.
This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative listed. For additional information, please contact our Compliance department at 737-443-2582.
There are no warranties implied. GFS Wealth Management Advisors, Inc. (“GFS”) is a registered investment adviser located in Bridgeport, CT. GFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. GFS’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of GFS’s web site on the Internet should not be construed by any consumer and/or prospective client as GFS’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by GFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of GFS, please contact the state securities regulators for those states in which GFS maintains a registration filing. A copy of GFS’s current written disclosure statement discussing GFS’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from GFS upon written request. GFS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to GFS’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.